How Insurance Companies May Approach Settlement of Personal Injury Cases

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If you’ve been injured in an accident in Los Angeles, you are probably dreading the inevitable: the day when you have to deal with insurance companies. As we have discussed, insurance providers can be challenging to work with and even your own insurance company is not really on your side. What’s more, different insurance companies tend to handle accident claims differently. An experienced personal injury lawyer can help you understand how companies tend to deal with claims.

Issues When Dealing With Large Insurance Companies

If your injury claim (auto accident, slip and fall, etc…) is covered by one of the larger insurance companies, they often tend to be much more conservative when it comes to settling claims. How does this affect you and your ability to recovery financially for your injuries? Well, first, a few tips on what to expect when processing your claim: 1) Expect the adjuster to have numerous requests for documentation and support of your injuries (another reason we advise clients to keep a detailed journal of their injuries after an accident), 2) Expect the adjuster to closely examine each document you provide and know that the more objective, indisputable evidence of injury you can provide, the better chances of settlement. Work with your personal injury lawyer to make sure that you have the documents you will need to speed up your case.

Issues When Dealing With Smaller Insurance Companies

As your Los Angeles injury attorney will explain, smaller insurance companies may be more reasonable as they have different bottom lines, quotas, etc… However, when dealing with an insurance provider of any size it is important to make sure that your legal rights are being represented and that you are receiving the compensation for your injuries that you deserve.

If any insurance company is trying to rush you into settling your claim, you would be well-advised to think twice before settling your claim or accepting their offer to settle. Perhaps the carrier isn’t looking out for your best interests and just wants to get you and your injuries ”off their books”. With the help of a savvy personal injury lawyer who will work with the insurance company on your behalf, you can feel confident knowing that your injuries received the appropriate compensation.

For more information on how to deal with insurance companies after an accident, contact the aggressive Los Angeles lawyers at BIKLAW today.

 

 

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