Insurance Coverage and Hit and Runs

BIKLaw Medical Malpractice Lawyer > Personal Injury > Insurance Coverage and Hit and Runs

As we have discussed, recovering from a hit and run accident can be a lengthy and frustrating process for many reasons. One of the most common is the fact that hit and run drivers generally leave little or no information at the scene of an accident. Knowing what to do when you have been the victim of a hit and run in Los Angeles will reduce your stress and significantly shorten your recovery time.

First step? Be aware of your insurance policy coverage and limits. As an automobile owner, you shouldn’t wait for an unexpected event to wonder if you are covered. For example, Liability Only insurance policies are often the most budget-friendly, but if you are involved in a hit and run accident and the offending driver is never caught or is uninsured, you could end up being thousands of dollars out of pocket.  While Full Coverage insurance means higher premiums, it is often the better choice, especially for newer or more expensive vehicles. If you are the victim of a hit and run accident in Los Angeles, knowing that you have the correct coverage in place to take care of yourself financially should help you while you gather the information necessary to file your claim.

Immediately after you involved in a hit and run, contact the police and file a report about the incident. If you are there to witness the accident while it is taking place, try to note as much information as possible about the offender’s car. Take detailed notes regarding the car involved, such as the make, model, color, and license plate number and encourage any other witnesses present to do the same. This information will hopefully assist both the police in locating the driver and the insurance company in processing your claim. Your hit and run accident lawyer will also be able to use that information to help you recover the financial compensation your deserve.

For more information on recovering financially after a hit and run accident in Los Angeles, contact the aggressive trial lawyers at BIKLAW today.


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